APIVerified~250ms avg
Plaid API
Bank connections, transactions, identity, and financial data.
Install
npm install plaid
About
Plaid connects applications to bank accounts. Access transactions, account balances, identity verification, income data, and investment holdings. 200K weekly downloads. The standard for fintech applications that need to read financial data, verify bank accounts, or process ACH transfers. Requires Plaid Link for initial user authorization.
Tags
plaidbankingfintechtransactionsfinancial-data
Score Breakdown
CLI Score Breakdown7/11
✓Official SDK on npm/pip+2
✓Env var authentication (no browser OAuth)+2
✗Works in headless/CI environments0
✗CLI tool available0
✓JSON response for piping/parsing+1
✓Docs have curl/CLI examples+1
✓Reasonable rate limits for scripted use+1
✗Machine-readable pricing (md/JSON/static)0
Quality Score Breakdown
npm weekly downloads200k
GitHub stars500
Days since last release12d
Issue close ratio80%
TypeScript typesYes
Docs qualityexcellent
Breaking changesrare
Performance
Latencyus-east-1 - 2026-03-27
p50
200ms
avg
250ms
p95
600ms
Scores
CLI
7
Quality
8
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